Thursday, April 8, 2010

JILL BERNI - El Dorado Hills Blvd, El Dorado Hills, CA 95762 on Yahoo! Local

This Time Arm Yourself With ALL the Information Necessary to make an Informed decision:
courtesy of JILL Berni
Celebrating 30 years of Customer Service

Review: How Stuff Works.com

Real Estate library

Buying or selling a home is a big move and can be stressful. We have tips and in-depth articles on everything from mortgages to home equity loans.

How Selling a House Works

Featured Article: How Selling a House Works

Selling a house is a complicated process, no matter how good the real estate market is. Whether you're a first-time home seller or not, you probably have a bunch of questions. See more »


Articles 1-20 of 54
10 First-time Homebuyer Mistakes

10 First-time Homebuyer Mistakes

Buying your first home can be a dream come true, but it can quickly turn into a nightmare. Realistic planning is key to avoiding the pitfalls that await first-time homebuyers.

See more »
10 Things First-time Homebuyers Want, but Don't Need

10 Things First-time Homebuyers Want, but Don't Need

So, you're in the car rolling along and you see it, your dream house. While you may not be able to afford everything on your wish list, you will want a few amenities you've been yearning for. But do you really need them?

See more »
10 Things to Do When You Arrive at Your New Home

10 Things to Do When You Arrive at Your New Home

Your friends are meeting you to help unload the truck and arrange furniture. But what else do you need to do when you arrive at your new home?

See more »
10 Things You Should Do Two Months Before a Move

10 Things You Should Do Two Months Before a Move

Moving pretty much always takes longer than you think it's going to take. So, be smart and plan ahead. There's lots of packing and organizing you can get out of the way two months in advance of your move.

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10 Tips for Hiring a Professional Mover

10 Tips for Hiring a Professional Mover

You're standing at your new house and all of your things are locked inside a truck out front. The movers piled a bunch of extra charges onto your bill, and they're holding your stuff hostage until you pay up. What could you have done to prevent this?

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10 Tips for Managing a Moving Sale

10 Tips for Managing a Moving Sale

The big move is only a few months away. As you look around your home, you can't help but wonder how you accumulated so much stuff. You don't have to take it all with you -- you can have a yard sale.

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10 Tips for Moving with Children

10 Tips for Moving with Children

You've accepted the promotion and narrowed down the list of potential new homes, and you'll be moving soon. Now comes the hardest part -- planning the move and telling the kids. What can you do to make the move as anxiety-free as possible?

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10 Tips for Packing

10 Tips for Packing

Is there an art to packing a box? Yes. Is there a strategy for labeling and organizing those boxes? Yes. Is there a good reason you should pack two months in advance. Yes. Find out more in this article.

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5 Difficult Things to Move

5 Difficult Things to Move

Moving hurts. A long day of schlepping boxes from one home to another will definitely make your muscles ache. But certain items are especially difficult to move.

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5 Moving Day Tips

5 Moving Day Tips

Moving day is exciting, but it can also be stressful. There's a lot to do, and you want it all to run smoothly. What can you do to make moving day a breeze?

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5 Questions You Should Ask Your Realtor

5 Questions You Should Ask Your Realtor

Buying or selling a home can be stressful, but choosing the right real estate agent can reduce the hassle. Proper interviewing will help you find one who sees you as more than just a fat paycheck.

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5 Things You Should Do One Month Before You Move

5 Things You Should Do One Month Before You Move

One month before your move is crunch time. During this month, you'll start to pack up the stuff you use more often, leaving out the absolute essentials to the end of the month, right before your move.

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5 Things You Should Do One Week Before You Move

5 Things You Should Do One Week Before You Move

But no matter how much preparation you do during the two months before your moving day, there are still certain tasks that just have to be left for the last week. What are they?

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5 Tips for Moving Pets

5 Tips for Moving Pets

A move is rough on pets, especially if it involves flying. But your pet's comfort isn't the only thing to consider. Does the county, state or country to which you're moving have special laws related to pets? Will you have to quarantine your pet?

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5 Tips for Moving Plants

5 Tips for Moving Plants

Moving your plants from one house to another should be pretty simple, right? However, it's not that straightforward. What kinds of things should you consider when moving plants?

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5 Tips for Planning a Move

5 Tips for Planning a Move

Whatever the reason for your move, getting everything you own from one home to another can be difficult to orchestrate. So rather than just play it by ear, it's a good idea to make a solid plan well in advance of your move.

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5 Tips for Settling In to a New Town

5 Tips for Settling In to a New Town

All your stuff is finally at the new house and most of it is unpacked. So your house is starting to feel homey, but you're not quite as at home in your new town. What can you do to fix that?

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Can you buy your first home with bad credit?

Can you buy your first home with bad credit?

Whereas a few years ago you could get a subprime loan without much trouble, the mortgage mess has led to a lot more caution in the way home loans are approved these days. If you're credit needs work, owning a home may be a distant dream.

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Can you trade in your house like you can trade in your car?

Can you trade in your house like you can trade in your car?

In today's sluggish real estate market, people are finding new and creative ways to sell their houses. Some are even turning to an automotive deal to unload their house: the trade-in.

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Dollars and Sense: House Buying Quiz

Dollars and Sense: House Buying Quiz

Buying a home can be both thrilling and frustrating, but knowing how the process works beforehand will give you a leg up in your search. Take the House Buying Quiz to see how much you know.

See more » How Stuff Works Reviews
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Monday, April 5, 2010

Folsom El Dorado Newsletter

My Real EstateDigest

courtesy of JILL BERNI, Realtor in El Dorado Hills,Ca.

The effects of the so-called ‘Strategic Foreclosures’ are the wild card for housing in 2010-2012. Millions of homeowners are now upside down in their homes. There are many reasons to believe that their homes will remain ‘under water’ for years to come. In mid-2008 it was reported that the short sales realtors were closing had largely been on behalf of sellers who were choosing to do a strategic d
short-sale « WordPres... • 1 hour ago
There is a potential to save thousands of dollars but time is running out. If you're thinking of taking advantage of the government's homebuyer tax credits you must have a contract to purchase a home by the end of this month.
Seattle *real estate* news ... • 3 hours ago
Yes, however an advocate who is trained in extracting useful information from you and then applying it in discussions with a lending institution with which there is already an established relationship is where the difference is made. A lender is less likely to modify the terms of the contract with a person that has had problems before and who has not had everything reviewed by legal counsel. Revie
mortgage-modification &laqu... • 6 hours ago

El dorado Hills

The effects of the so-called ‘Strategic Foreclosures’ are the wild card for housing in 2010-2012. Millions of homeowners are now upside down in their homes. There are many reasons to believe that their homes will remain ‘under water’ for years to come. In mid-2008 it was reported that the short sales realtors were closing had largely been on behalf of sellers who were choosing to do a strategic d
short-sale « WordPress.com Tag Feed • by golfclubrealty • 1 hour ago
Hi Friends and Family, As many of you may or may not know. Today is the day that the new HAFA ( Home Affordable Foreclosure Alternatives) program goes into effect. It is a way for homeowners who are unable to qualify for modification to pursue short sale or deed in lieu procedures. With that said, I have included an article from HUD stating that the term “foreclosure” can include properties with 6
short-sale « WordPress.com Tag Feed • by deirdresellsrealestate • 2 hours ago
Subject: Short Sales and Short Pay Offs Purpose: This mortgagee letter provides guidance to lenders and underwriters regarding borrower eligibility when -a perviously owned property was sold for less than what was owed (short sale), or – there is principal write down of indebtedness that cannot be refinnaced into a new mortgage (short pay off) Effective date: This guidance is eff
short-sale « WordPress.com Tag Feed • by sabrinacole • 3 hours ago
“Interest rates for fixed mortgages rose this week following a run up in long-term bond yields, while ARM rates eased slightly,” said Frank Nothaft, Freddie Mac vice president and chief economist, in a news release. “Rates on 30-year fixed loans were the highest since the starting week of this year.” MarketWatch 4/1/10 Article
short-sale « WordPress.com Tag Feed • by Marty Tuominen • 3 hours ago

Real Estate Market Research ...courtesy of Jill BE

JILL BERNI| HowStuffWorks.com: Real Estate - Today 10 First-time Homebuyer Mistakes As a first time homebuyer, it's easy to make mistakes. Get educated here and learn the biggest mistakes to avoid as a first-time homebuyer. 1 hour ago 10 Things First-time Homebuyers Want, but Don't Need There are so
Short Sale Feed - Jill Berni Sacramento ... • by "You can't bring Jill a problem that she hasn't Solved before" • 5 days ago
JILL BERNI - Short Sale Feed Craigslist - Sacramento, Placer County, El Dorado County CaliforniaWho do you know that needs to be saved from an impending Foreclosure. We are funded from the lenders Stimulus Money, so there is no net cost to you !... No Matter What You Owe ! ...Who do you know that needs to be Saved from From Foreclosure, but has no Money ?Our Experienced Intention is, to ease the B
Short Sale Feed - Jill Berni Sacramento ... • by "You can't bring Jill a problem that she hasn't Solved before" • 12 days ago
**************** Licensed ******************** Fully Insured ********************************** When You Absolutely, Positively NEED to Get Out of Your House... you Must hire the most Experienced Broker you can find.... Not all Realtors' have been Fully Trained by Dozens of years of Successful Experience ! http://www.SellYourHomeForAllitsWorth.com Jill Berni, Specialized Broker Cel
craigslist sacramento | all services searc... • 19 days ago

sacramento

Shopping for homes just got a serious upgrade. Again. Almost one year, and over 1 million downloads after the introduction of our massively popular iPhone App, Zillow is re-inventing home shopping, this time with Zillow on iPad. Zillow on iPad was a chance for Zillow to completely re-imagine the home shopping experience, on a new, innovative technology canvas. The iPad opened up a host of new an
Zillow Blog - Real Estate Analysis, Celebr... • by Jeremy Wacksman • 3 days ago
During the dog days of summer, many New Yorkers retreat to The Hamptons to escape the sweltering streets of Manhattan. The Hamptons are a group of gorgeous beach towns on the east end of Long Island. Billy Joel, Martha Stewart, Steven Spielberg and Howard Stern are just a few of the celebs that own mega-homes in the area. But, for us regular folk, participating in a summer share is the best way t
Zillow Blog - Real Estate Analysis, Celebr... • by Jill Simmons • 5 days ago
Mortgage rates for 30-year fixed mortgages rose this week, with the current rate borrowers were quoted on Zillow Mortgage Marketplace at 4.93%, up from 4.80% at this same time last week. The 30-year fixed mortgage rate spiked late Wednesday at 4.98 percent, before leveling off just above 4.90 percent over the weekend. Additionally, 15-year fixed borrowers were quoted on average, 4.26% and for 5/1
Zillow Blog - Real Estate Analysis, Celebr... • by Sarah Greenleaf • 6 days ago
Whether Scott Baio likes it or not, he will forever be known as “Chachi,” the lovable sidekick to Fonzie in the comedy series “Happy Days.” But that was TV and this is reality: Baio and his wife, Renee, are selling their Encino, CA home for $2,895,000. According to Real Estalker, Baio purchased this home in 1994 for $1,345,000. Described as a “Spectacular Celebrity Owned Estate!” it is a 4,403-squ
Zillow Blog - Real Estate Analysis, Celebr... • by Diane Tuman • 6 days ago

WebSites

********************************************* Licensed ************************** Fully Insured No Matter What You Owe, or Your Current Financial Situation...I will help you out with an simple Exit Strategy, and I Promise that you will "Land Well" ! http://www.ResistForeclosure.net 24Hr recorded message gives details:1 866 866 6662 x5555 SERVICE AREA (NORTHERN CALIFORNIA) Sacramento C
craigslist sacramento | all services searc... • 2 days ago
******************************************************************************************** ...no brag just fact !......JILL BERNI - "Celebrating 30 years of Customer Service" We Saved This Home From Foreclosure, and Helped Them Avoid 7 Years of Bad Credit .... Jill Berni - Celebrating 30 Years of Customer Service BROKER/OWNER 916 834-2822 916 933-4454 -fax WWW.GOTOOAKTREE.COM •Lo
craigslist sacramento | all services searc... • 2 days ago
.Really? ........................................................................................................................................................... .Don't feel alone. Lots of people, just like you, are Borrowing from their Credit Cards, and their Life Savings...just to "Appear" current on their Credit report.. .You will soon start tripping over everything you have "Swept under
craigslist sacramento | all services searc... • 2 days ago
Just Visit: http://www.LoanModification-vs-ShortSale.com Help Save the Credit Rating of Someone You Know Who you know that is behind on their House Payments...? Better still, who do you know that is borrowing from their Savings or Credit, trying to fool the Bank into thinking they are "current" ... Banks have recently changed the way they do business. Finally, the Rules have changed i
craigslist sacramento | all services searc... • 2 days ago

Real Estate RSS Feeds ...courtesy of JILL BERNI -

JILL BERNI * Licensed* Fully Insured* (to a greater extent than most of her ... Sacramento South Land Park Greenhaven (95822), Sacramento Downtown Midtown ...
Yahoo! Search: JILL BERNI GREENHAVEN • 3 hours ago
Social bookmarking for real estate. Organize, share, and discuss your search for on-line real estate. Dwellicious makes it easy to bookmark real estate ...
Yahoo! Search: JILL BERNI,FAIR OAKS • 4 hours ago
-- Free of Charge to Property Owner! -- Walk-Away with your Dignity and Resolve your Debt Avoiding Future Collections! -- Preserve your Credit! -- I Will Help You Achieve a Fresh Start! NOT SURE IF YOU QUALIFY FOR A SHORT SALE? - Owe more than your house is worth? - Having difficulty making your mortgage payments? - Do you want to postpone foreclosure and avoid deficiency j
craigslist sacramento | all services searc... • 6 hours ago
Cities we service • Sacramento • Antelope • Auburn • Carmichael • Citrus Heights • Davis • El dorado Hills • Elk Grove • Elverta • Fair Oaks • Folsom • Galt • Granite Bay • Lincoln • Lodi • Loomis • McClellan • Newcastle• North Highlands • Orangevale • Placerville • Rancho Cordova • Rio Linda • Rocklin • Roseville • Shingle Springs • West Sacramento • Wilton • Woodland
craigslist sacramento | all services searc... • 9 hours ago

Social Site RSS Feeds

User:Eberni - AboutUs Wiki PageSource: www.aboutus.orgFrom AboutUs: See what information we have on User:Eberni and share your knowledge. Planning a Move to Northern California with it's 4 Distinct Climates.Alpine, Temperate, Rain Forest, Coastal. It makes sense to Hire the most Experienced Realtor you can find. - JILL BERNI. Celebrating 30 years of Customer Service. "you can't bring he a Prob
Jill Berni's Facebook Links • by Jill Berni • 6 hours ago
shared by: allkinds on: Sunday, April 04, 2010Table comparing ADUs to Ohana Unit to Illegally rented Recreation Rooms
Docstoc feed for: Real Estate • by allkinds • 1 day ago
shared by: allkinds on: Sunday, April 04, 2010Table comparison of Ohana Unit vs Accessory Dwelling Unit (ADU) vs Recreaction Room. This is a proposal to amend Honolulu City Ordinance.
Docstoc feed for: Real Estate • by allkinds • 1 day ago
Just Visit: http://www.LoanModification-vs-ShortSale.com Help Save the Credit Rating of Someone You Know Who you know that is behind on their House Payments...? Better still, who do you know that is borrowing from their Savings or Credit, trying to fool the Bank into thinking they are "current" ... Banks have recently changed the way they do business. Finally, the Rules have changed i
craigslist sacramento | financial services... • 2 days ago
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